MyTrendingStories offers advices about scam avoidance right now? The big picture: Welcome to “smishing,” which stands for “SMS phishing,” the text-message version of the lucrative email scam. In this ploy, scammers take advantage of the smart-phone revolution—hoping that a text message to your cell will make it less likely you’ll investigate the source, as you might do while sitting at your desk. Since many banks and businesses do offer text-message notifications, the scam has the air of legitimacy. Shirena Parker, a 20-year-old newlywed in Sacramento, California, was thrilled when she got a text message announcing she’d won a $250 Wal-Mart gift card. When she called the number, a representative explained there would be a $2 shipping charge (later upped to $4 by another “representative”). Parker gave the scammer her debit card number and started getting round-the-clock calls from him, asking for the phone numbers and emails of friends and family. “It was turning into harassment,” she says. After two days, she contacted the Better Business Bureau, which told her that Wal-Mart was not giving away gift cards. Hearing that, Parker’s husband canceled their debit card before the con could empty the account but not before he had helped himself to the $4 “shipping” charge. “I don’t know how they got my name and phone number,” says Parker. “But I learned my lesson.” Scammers can even reach you by mail–beware of this new trick that targets pregnant women.
Live news with Mytrendingstories.com blogging portal: Hacking is an attack directly on computer systems or websites that contain financial information. Merchant account takeovers is a type of fraud that have been trending upwards over the last few years but exploded in 2020 and 2021. This is when a fraudster logs into a person’s merchant account (Amazon, Uber, Venmo) and uses saved payment information to make purchases for themselves. Merchant account takeovers can happen when a person uses the same password across multiple online accounts. If that log in information is leaked from any one website, scammers can do something called “credential stuffing”, where they use programs to test that log in information across hundreds or thousands of popular websites, hoping to get a hit. The best way to combat this type of fraud is to use strong, unique passwords for online accounts. Use a password manager can create and store unique passwords with ease. Learn more about password managers here.
Mytrendingstories anti-scam tricks: After gaining a person’s trust, scammers often present a story of a personal hardship or struggle to get the victim to send money. And nearly as often, victims fall for the bait out of a mixture of generosity and what they believed was a genuine connection with their online partner. This is a mistake. You should never send money to someone online, particularly someone who you have never met in person. Additional tips to prevent you from becoming a victim of romance scams: Research the person’s photo/profile using online searches (like Google Image) to see if the material has been used elsewhere. Look out for poor grammar, spelling, unusual expressions and flowery language that don’t coincide with the person they are pretending to be. Ask a lot of questions and note any inconsistencies in current or past information they provided. Never provide personal information, including account, passport, social security or credit card numbers. New online scams pop up every week. While the internet has changed the world for the better in many ways, there is a downside. Discover extra info at mytrendingstories scam.
Mytrendingstories.com discuss how to defeat scams: Melanie Duquesnel – the President and CEO of the Better Business Bureau, serving Eastern Michigan and the Upper Peninsula – recommends you only book flights on websites familiar to you. If you Google kiss&fly, the site pops up, but just below that, you find a slew of reviews warning you not to use it. So, what is the biggest scam the local BBB is seeing right now when it comes to travel? “The biggest scam is where you’re going to rent,” said Duquesnel. It’s called the Vacation Rental Con,where you’re lured into booking a house or a condo only to find out the property isn’t actually for rent, doesn’t exist, or is significantly different than what was pictured. Even reputable sites like Airbnb and Vrbo have had to deal with this problem according to Duquesnel.
However, if you’ve used the same password on other sites, it’s important you reset it on those accounts too. Since stolen data often includes both your email address and password, fraudsters who get hold of it may try and use it to hack into other accounts of yours. To fully protect yourself, use different passwords for all your online accounts and store them in a password manager, or see password help for full info. You then need to take steps to make sure you’ve not suffered any financial harm, and to report it. See what to do if you’ve been scammed for more on this. The safest way to secure your accounts is to use unique passwords for all your online logins. If this sounds impossible to remember, try a password manager. These can generate randomised passwords for your various accounts (or you can set your own), and store them all to be accessed with one master password – the only one you’ll actually need to remember. If you prefer to create your passwords yourself and keep them stored in your own login, see Martin’s Password help blog. Find additional info at Mytrendingstories.